In order to receive a gift card for a referral under the Referral Club, you must refer an individual that receives a complete quote on their home and/or automobile policy (a qualifying referral). A complete quote means that the referred person will provide all requested personal information as well as a copy of the declaration page from their current insurance policies necessary for our company to provide a quote to them. In order to be eligible for the $1000.00 year-end bonus, a person must make a minimum of 5 qualifying referrals throughout the year. The time period for these programs are January 1st through December 18th of that same calendar year. Referral Club cards will be sent upon completion of the quote. The year-end bonus cards will be sent shortly after the end of the year. Under any of the above programs or contest, aggregate amounts greater than or equal to $600 will be reported to the IRS. No purchase is necessary under any program or contest and additional restrictions may apply. All drawings will be held at our company office located at 1604 Copperfield Pkwy Suite 200, College Station, TX 77845.